联邦贷款
全球最大的博彩平台处理联邦斯塔福德大学, 联邦+, 和Grad PLUS贷款通过William D. Ford Federal Direct Loan program, in which borrowers obtain loan funds directly from the U.S. 教育部. Carson-Newman recommends that students and parents only borrow what is necessary and to limit borrowing when possible. Students will be awarded their eligibility based on their grade level and enrollment status. Students are encouraged to reduce or cancel loans should they not be needed in order to attend Carson-Newman. 财务援助代表周一至周五可用, 上午八时至下午四时三十分, 帮助您解决有关学生贷款的任何问题.
William D. 福特联邦直接斯塔福德 & 毕业生加分贷款
目前借款人 威廉·D号. Ford Direct Student Loan Program (Stafford/Grad PLUS) at Carson-Newman will need to make sure that they continue to accept loans through C-N Connect for the current award year. 您是否希望申请较低金额的直接斯塔福德贷款, please go to the “MyCN 金融援助 Access” link from your CN Connect and type in your desired amount under the “accept or decline” tab.
借款人毕业: Graduate students are only eligible for unsubsidized loans in the William D. Ford Direct Loan Program due to federal regulatory changes removing subsidies for graduate students.
新的借款人 威廉·D号. Ford Direct Student Loan Program (Stafford/Grad PLUS) at Carson-Newman must complete the following through the 热门产品.gov网站:
- Complete an Entrance Counseling Session to review your rights and responsibilities under the federal loan programs. If you completed this for another college, add CN to your counseling session. 您需要您的FSA用户名和密码才能登录网站. 准备至少30分钟来完成这个过程.
- You will then have to complete a Master Promissory Note for the Direct Loan program before the 教育部 will electronically disburse your funds to Carson-Newman. 您需要您的驾驶执照来填写这份文件.
Note: 一旦学生完成了这些文件, they remain valid for ten years and do not need to be completed again within that time. However, 如果你同时从斯塔福德大学和研究生PLUS项目中借款的话, 您将需要为每个贷款计划完成单独的MPN.
William D. 福特本科生直接家长贷款(PLUS)
父母的借款人 may apply for a loan through the Parent Loan for Undergraduate Students (PLUS) application. The loan amount may be up to the difference between our Cost of Attendance (COA) and the student’s estimated financial aid. 家长们 FAFSA 可以开始申请PLUS贷款吗 秋季学期前的4月1日至8月20日 for timely disbursement of funds to the student’s account and no later than December 1st of the award year. 家长还应列出贷款期限为8月至5月的日期. 如果一个学生将被注册为整个学年, 申请一个学期, 比如只有秋天, 由于不利信贷可能在六个月内或更短时间内发生，因此不建议使用, 影响了春季学期的借款能力.
Carson-Newman does not pre-award PLUS proceeds until we have confirmation that you have been approved. We will automatically receive the results of your credit decision and will process accordingly. Please respond to any additional paperwork requested to avoid delayed processing. 如果你被拒绝了家长PLUS贷款, your student will be reviewed for additional Federal Direct Unsubsidized Stafford Loan eligibility. PLUS拒绝学生的贷款金额增加, however, may not substitute entirely for the amount a parent may borrow under the PLUS program. You may also be able to borrow a Direct PLUS Loan using an endorser who does not have an adverse credit history to become eligible for the Direct PLUS Loan program. 家长申请PLUS贷款通过 StudentAid.gov网站 using your FSA username and password (this is unique to the parent and is not the student’s FSA username and password).
- If a parent’s PLUS Loan or a student’s additional Unsubsidized Stafford Loan creates an overage of payment on the student’s account, the Student Accounts Office will process the refund per the standard credit balance refund procedures found here. 截至2020年秋季, if a parent is approved for a PLUS Loan amount that results in a credit balance refund, 退款总是会给 父母借款人 在PLUS贷款申请上.
As always, 如果您需要帮助或有其他问题, 请与财务援助办公室联系 865-471-3247 or financialaid@coming2gether.net
联邦拨款
联邦助学金要求每个学生完成 免费申请联邦学生资助 (FAFSA). Students must re-apply for federal grants by completing the FAFSA each year. 以下是全球最大的博彩平台符合条件的联邦资助:
联邦佩尔助学金
The 联邦佩尔助学金 provides grants for students that demonstrate high need and will be enrolled in an eligible undergraduate program. 金额从636美元到6美元不等,195 per year depending on enrollment status of full-time to less than full-time.
联邦补充教育机会补助金 (FSEOG)
The FSEOG程序 提供补充补助金给 最高需要 students enrolled in an eligible undergraduate program as determined by the FAFSA filing. 学生还必须是联邦佩尔助学金获得者. Should students be awarded FSEOG and subsequently become ineligible for 联邦佩尔助学金, 这些学生也将没有资格参加FSEOG. 金额从1000美元到4000美元不等. Students may not qualify to receive from year to year based on funding levels awarded to Carson-Newman and the number of high need applicants each year.
联邦教育补助金
The 联邦教育补助计划 provides grants for graduate and undergraduate students who intend to teach full-time in high-need subject areas for at least four years at schools that serve students from low-income families. 学生必须参加合格的教师教育计划 (not all education programs at Carson-Newman have been designated as eligible programs for this grant): Special Education, Math, Biology, Chemistry, French, and Spanish; M.A.T. 在英语作为第二语言和前面提到的学科领域. 金额为4美元,000 per year for full-time enrollment; $3,000 for three-quarter-time enrollment; $2,000 for half-time enrollment; $1,000 for less than half-time enrollment (minus a processing fee for each amount). Total awards are subject to an aggregate limit over the course of a student’s education. Failing to complete the four year teaching obligation will convert the grant to an unsubsidized loan, 附利息追溯.